diff --git a/app/assets/javascripts/fund_source.js.coffee b/app/assets/javascripts/fund_source.js.coffee
index 6d57141831..74c1ef5655 100644
--- a/app/assets/javascripts/fund_source.js.coffee
+++ b/app/assets/javascripts/fund_source.js.coffee
@@ -5,7 +5,6 @@ Selectize.define 'option_destroy', ->
     (e) ->
       $target = $(e.target)
       if $target.hasClass('fa-trash-o')
-        console.log $target.parent()
         $.ajax
           url: "/fund_sources/#{encodeURIComponent($target.parent().data('fs-uid'))}"
           type: 'DELETE'
diff --git a/app/controllers/concerns/deposits/ctrl_bankable.rb b/app/controllers/concerns/deposits/ctrl_bankable.rb
index 857ad09f23..88e9c670ff 100644
--- a/app/controllers/concerns/deposits/ctrl_bankable.rb
+++ b/app/controllers/concerns/deposits/ctrl_bankable.rb
@@ -10,7 +10,7 @@ def new
       @deposit = model_kls.new member: current_user, account: @account, member: current_user
       @fund_sources = current_user.fund_sources.with_channel(@channel.id)
       @assets = model_kls.where(member: current_user).order('id desc').first(10)
-      gon.banks = ::Bank.fetch
+      gon.banks = model_kls.bank_hash
     end
 
     def create
diff --git a/app/controllers/concerns/withdraws/ctrl_bankable.rb b/app/controllers/concerns/withdraws/ctrl_bankable.rb
index a9b5528b4e..496aa8db85 100644
--- a/app/controllers/concerns/withdraws/ctrl_bankable.rb
+++ b/app/controllers/concerns/withdraws/ctrl_bankable.rb
@@ -13,7 +13,7 @@ def new
       @fund_sources = current_user.fund_sources.with_channel(channel.id)
       @assets = model_kls.without_aasm_state(:submitting).where(member: current_user).order('id desc').first(10)
 
-      gon.banks = ::Bank.fetch
+      gon.banks = model_kls.bank_hash
     end
 
     def create
diff --git a/app/models/bank.rb b/app/models/bank.rb
deleted file mode 100644
index f5b496463b..0000000000
--- a/app/models/bank.rb
+++ /dev/null
@@ -1,8 +0,0 @@
-class Bank < ActiveYaml::Base
-  set_root_path "#{Rails.root}/config"
-  set_filename "banks"
-
-  def self.fetch
-    all.reduce({}){|memo, bank| memo[bank.code] = bank.name; memo}
-  end
-end
diff --git a/app/models/concerns/deposits/bankable.rb b/app/models/concerns/deposits/bankable.rb
index d0b67cb066..c44feaf3e8 100644
--- a/app/models/concerns/deposits/bankable.rb
+++ b/app/models/concerns/deposits/bankable.rb
@@ -9,8 +9,13 @@ module Bankable
 
       delegate :receive_fund_holder_text, :receive_fund_uid_text, :receive_fund_extra_text, to: :channel
 
-      enumerize :fund_extra, in: channel.banks, scope: true, \
-        i18n_scope: ["deposit_channel.#{name.demodulize.underscore}.banks", 'banks']
+      enumerize :fund_extra, in: channel.banks, scope: true, i18n_scope: 'banks'
+    end
+
+    module ClassMethods
+      def bank_hash
+        enumerized_attributes['fund_extra'].options.inject({}) {|k, v| k[v[1]] = v[0]; k}
+      end
     end
   end
 end
diff --git a/app/models/concerns/withdraws/bankable.rb b/app/models/concerns/withdraws/bankable.rb
index 9871a571fd..eeb693f200 100644
--- a/app/models/concerns/withdraws/bankable.rb
+++ b/app/models/concerns/withdraws/bankable.rb
@@ -9,9 +9,13 @@ module Bankable
 
       alias_attribute :remark, :id
 
-      enumerize :fund_extra, in: channel.banks, scope: true, \
-        i18n_scope: ["withdraw_channel.#{name.demodulize.underscore}.banks", 'banks']
+      enumerize :fund_extra, in: channel.banks, scope: true, i18n_scope: 'banks'
+    end
 
+    module ClassMethods
+      def bank_hash
+        enumerized_attributes['fund_extra'].options.inject({}) {|k, v| k[v[1]] = v[0]; k}
+      end
     end
   end
 end
diff --git a/config/banks.yml b/config/banks.yml
deleted file mode 100644
index 6173e15992..0000000000
--- a/config/banks.yml
+++ /dev/null
@@ -1,45 +0,0 @@
-- id: 1
-  code: icbc
-  name: 工商银行
-- id: 2
-  code: cbc
-  name: 建设银行
-- id: 3
-  code: bc
-  name: 中国银行
-- id: 4
-  code: bcm
-  name: 交通银行
-- id: 5
-  code: abc
-  name: 农业银行
-- id: 6
-  code: cmb
-  name: 招商银行
-- id: 7
-  code: cmbc
-  name: 民生银行
-- id: 8
-  code: cncb
-  name: 中信银行
-- id: 9
-  code: hxb
-  name: 华夏银行
-- id: 10
-  code: cib
-  name: 兴业银行
-- id: 11
-  code: spdb
-  name: 浦东发展银行
-- id: 12
-  code: bob
-  name: 北京银行
-- id: 13
-  code: ceb
-  name: 光大银行
-- id: 14
-  code: sdb
-  name: 深圳发展银行
-- id: 15
-  code: gdb
-  name: 广东发展银行
diff --git a/config/deposit_channels.yml b/config/deposit_channels.yml
index 032655a4c1..6e183b24fa 100644
--- a/config/deposit_channels.yml
+++ b/config/deposit_channels.yml
@@ -8,4 +8,4 @@
   key: bank
   currency: cny
   sort_order: 2
-  banks: ["icbc", "cbc", "bc", "bcm", "abc", "cmb", "cmbc", "cncb", "hxb", "cib", "spdb", "bob", "cncb", "ceb", "sdb", "pab", "gdb"]
+  banks: ["icbc", "cbc", "bc", "bcm", "abc", "cmb", "cmbc", "cncb", "hxb", "cib", "spdb", "bob", "ceb", "sdb", "pab", "gdb"]
diff --git a/config/locales/banks/en.yml b/config/locales/banks/en.yml
new file mode 100644
index 0000000000..7c42b0dd71
--- /dev/null
+++ b/config/locales/banks/en.yml
@@ -0,0 +1,18 @@
+en:
+  banks:
+    icbc: Industryand Commercial Bank of China
+    cbc:  Construction Bank of China
+    bc:   Bank of China
+    bcm:  Bank of Communications
+    abc:  Agriculture Bank of China
+    cmb:  China Merchants Bank Ltd
+    cmbc: China Minsheng Banking Co., Ltd
+    cncb: China CITIC Bank
+    hxb:  Hua Xia Bank Co., Ltd.
+    cib:  Industrial Bank Co., Ltd
+    spdb: Shanghai Pudong Development Bank
+    bob:  Bank of Beijing
+    ceb:  China Everbright Bank CO.LTD
+    sdb:  Shenzhen Development Bank
+    pab:  Ping An Bank Co., Ltd.
+    gdb:  Guangdong Development Bank
diff --git a/config/locales/banks/zh-CN.yml b/config/locales/banks/zh-CN.yml
new file mode 100644
index 0000000000..979bd57445
--- /dev/null
+++ b/config/locales/banks/zh-CN.yml
@@ -0,0 +1,18 @@
+zh-CN:
+  banks:
+    icbc: 工商银行
+    cbc:  建设银行
+    bc:   中国银行
+    bcm:  交通银行
+    abc:  农业银行
+    cmb:  招商银行
+    cmbc: 民生银行
+    cncb: 中信银行
+    hxb:  华夏银行
+    cib:  兴业银行
+    spdb: 浦东发展银行
+    bob:  北京银行
+    ceb:  光大银行
+    sdb:  深圳发展银行
+    pab:  平安银行
+    gdb:  广东发展银行
diff --git a/config/locales/en.yml b/config/locales/en.yml
index 4d984117dd..dff5c16df4 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -132,8 +132,3 @@ en:
   'yes': 'Yes'
   'no': 'No'
 
-  banks:
-    bc: Bank of China
-    abc: Agriculture Bank of China
-    cbc: Construction Bank of China
-    icbc: Industryand Commercial Bank of China
diff --git a/config/locales/zh-CN.yml b/config/locales/zh-CN.yml
index 63bbe14675..2eb08ad966 100644
--- a/config/locales/zh-CN.yml
+++ b/config/locales/zh-CN.yml
@@ -144,21 +144,3 @@ zh-CN:
   'yes': 是
   'no': 否
 
-  banks:
-    cmbc: 招商银行
-    bc:   中国银行
-    icbc: 工商银行
-    cbc:  建设银行
-    abc:  农业银行
-    cmb:  招商银行
-    cmbc: 民生银行
-    bcm:  交通银行
-    cncb: 中信银行
-    hxb:  华夏银行
-    cib:  兴业银行
-    spdb: 浦东发展银行
-    bob: 北京银行
-    ceb: 光大银行
-    sdb: 深圳发展银行
-    gdb: 广东发展银行
-    pab: 平安银行
diff --git a/config/withdraw_channels.yml b/config/withdraw_channels.yml
index 4e844d38f2..8f6e5574ea 100644
--- a/config/withdraw_channels.yml
+++ b/config/withdraw_channels.yml
@@ -15,5 +15,5 @@
   fee: 0.003
   proportion: true
   inuse: true
-  banks: ["icbc", "cbc", "bc", "bcm", "abc", "cmb", "cmbc", "cncb", "hxb", "cib", "spdb", "bob", "cncb", "ceb", "sdb", "pab", "gdb"]
+  banks: ["icbc", "cbc", "bc", "bcm", "abc", "cmb", "cmbc", "cncb", "hxb", "cib", "spdb", "bob", "ceb", "sdb", "pab", "gdb"]
   type: WithdrawChannelBank