diff --git a/openapi3/issue961_test.go b/openapi3/issue961_test.go
new file mode 100644
index 00000000..5dcbe973
--- /dev/null
+++ b/openapi3/issue961_test.go
@@ -0,0 +1,14 @@
+package openapi3
+
+import (
+	"testing"
+
+	"github.com/stretchr/testify/require"
+)
+
+func TestIssue961(t *testing.T) {
+	loader := NewLoader()
+	loader.IsExternalRefsAllowed = true
+	_, err := loader.LoadFromFile("./testdata/issue961/main.yml")
+	require.NoError(t, err)
+}
diff --git a/openapi3/testdata/issue961/config_param.yml b/openapi3/testdata/issue961/config_param.yml
new file mode 100644
index 00000000..aa861ac0
--- /dev/null
+++ b/openapi3/testdata/issue961/config_param.yml
@@ -0,0 +1,41 @@
+oneOf:
+  - title: "text"
+    description: |
+      type "text": **text** is a simple string.
+    type: object
+    required:
+      - type
+    properties:
+      default:
+        type: string
+      position:
+        type: number
+        format: int32
+        minimum: 0
+        description: |
+          Position of the parameter in the output.
+      name:
+        type: string
+        description: "name of the parameter as used in the API"
+  - title: "table"
+    description: |
+      type "table"
+    type: object
+    required:
+      - type
+    properties:
+      default:
+        type: string
+      position:
+        type: number
+        format: int32
+        minimum: 0
+        description: |
+          Position of the parameter in the output.
+      name:
+        type: string
+        description: "name of the parameter as used in the API"
+      fields:
+        type: array
+        items:
+          $ref: '#'
diff --git a/openapi3/testdata/issue961/main.yml b/openapi3/testdata/issue961/main.yml
new file mode 100644
index 00000000..4d090c16
--- /dev/null
+++ b/openapi3/testdata/issue961/main.yml
@@ -0,0 +1,4 @@
+components:
+  schemas:
+    configParam:
+      $ref: './config_param.yml'
\ No newline at end of file